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MindStore Financial Services
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What is Creative Frugality? Most people understand what creativity is, and have a good idea what it means to be frugal. But the idea of putting the two together is a little hard to grasp. Because creative frugality is one of those things that is easier to show than to tell, here is a quick list of dead giveaways for identifying creative frugality in action. 1. It’s making something out of little bits of nothing that the average person would have overlooked or just thrown away. 2. It’s stubbornly refusing to pay full price because you know that if you hold out, the store will have a sale soon. 3. It’s using your talents, skills and abilities to produce a gift that’s priceless because it cannot be purchased in any store. 4. It’s looking for free or low-cost ways to have just as much fun as if you went out and spent a bundle. 5. It’s finding unusual ways to make things last longer or go farther so you don’t have to spend as often. 6. It’s making dinner with what you have on hand rather than what the recipe calls for and ending up with a tastier dish than if you’d followed the recipe. 7. It’s figuring out how you can reproduce some expensive something sold in stores for next to nothing at home. 8. It’s being happier with extra money in your bank account than a new toy in your garage or entertainment center. 9. It’s enjoying the thrill of the bargain-hunting chase much more than the instant gratification of just going and buying something. 10. But most of all, it’s understanding that your mind works a little differently than everyone else’s and being proud of it!Love Your Mate Freely One of the keys to a strong, vibrant marriage is keeping that excitement, that certain sizzle the relationship had during the dating days. Maybe you’d love to get back into the dating game with your mate but are a little short on funds. Or maybe funding isn’t a problem, but the old "dinner and a movie" routine has gotten stale. If so, here are some refreshing ideas for out-of-the-ordinary dates that won’t strain your budget. * Spend an afternoon "dream building" together. Is there some future purchase for which you are saving? Enjoy an afternoon of test driving cars, viewing model homes or window-shopping. This keeps you focused and motivated to press on toward your goal. * Go to the library together. Check out books on a special topic or hobby that interests you both. Thumb through the books together over coffee at a nearby coffee shop or over a cup of tea in front of the fireplace at home. * Pack a picnic lunch and go hiking at a state park. If it’s too cold in your part of the country to have a picnic, find a place to park with a scenic view and eat in the car. * Do you have access to a pond or lake? Take your partner fishing. Compete to see who can catch the largest fish. The loser cooks dinner! * Work out as a couple. Go jogging, rollerblading or cycling in the park. The old "sore muscles" excuse is a great way to get a massage later that night. * Put the kids to bed early and enjoy a candlelit dinner for two at home. Pull out the candles, the tablecloth and the best china. Cook a simple meal you both enjoy or try an exotic new recipe. * Don’t let a little precipitation spoil your fun. Don your raincoats, grab your umbrellas, and go for walk in the rain. Better yet, use one umbrella for the two of you so you have to snuggle up close as you walk. Copyright Nancy Twigg, 1999Article Courtesy countingthecost.com Visit them for more. |
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